In this Help Net Security interview, Carl Scaffidi, CISO at VyStar Credit Union, discusses how credit unions are adapting to an evolving fraud landscape and strengthening payment security. As cybercriminals leverage social engineering and AI-driven tactics, Scaffidi explains how innovation in authentication, real-time monitoring, and member education can enhance security without sacrificing the member experience. Which fraud schemes, such as account takeover, card-not-present fraud, or synthetic identity fraud, are posing the biggest challenges for credit … More

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